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Social Security

Stretch 74

Hall Of Fame
Jan 6, 2003
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Okay, so we have all known for many, many years that the Social Security program is in trouble. Unfortunately, our elected leaders (of BOTH parties) never have had the balls to actually address the problem, afraid that they will lose votes in the next election. Especially when several contributions to the issue are so simple and are clearly known. I will throw a few of the possible solutions to the problem out there, and refer you to the linked article for a couple different approaches that I have never seen before. His ideas look like attractive and reasonable to me.
  • Eliminate the annual contribution cap so that those people that are doing well contribute the same % on ALL earned income.
  • Include options and bonuses in the income that must contribute to SSI. (bonuses may be included already, not sure)
  • Date of first possible SS withdrawals MUST be moved out several years, as the average age of death has gone from ~65 to 78-80.
  • Date for full SS benefits must also be moved out.
  • Eliminate people working under the table, get more workers contributing to the plan.
  • If there are any benefits being paid out for any reason other than the original intention of the plan, get them out of there.
  • Put a surcharge on some foreign goods to compensate for the lower manufacturing costs that firms enjoy by not doing manufacturing in the USA. These funds must go directly into the SS pot and not into the general fund.
I know there are a couple other ideas out there to easily help out the program, but they aren't jumping into my mind right now. So what else do you WW brainiacs have to contribute?


 
Okay, so we have all known for many, many years that the Social Security program is in trouble. Unfortunately, our elected leaders (of BOTH parties) never have had the balls to actually address the problem, afraid that they will lose votes in the next election. Especially when several contributions to the issue are so simple and are clearly known. I will throw a few of the possible solutions to the problem out there, and refer you to the linked article for a couple different approaches that I have never seen before. His ideas look like attractive and reasonable to me.
  • Eliminate the annual contribution cap so that those people that are doing well contribute the same % on ALL earned income.
  • Include options and bonuses in the income that must contribute to SSI. (bonuses may be included already, not sure)
  • Date of first possible SS withdrawals MUST be moved out several years, as the average age of death has gone from ~65 to 78-80.
  • Date for full SS benefits must also be moved out.
  • Eliminate people working under the table, get more workers contributing to the plan.
  • If there are any benefits being paid out for any reason other than the original intention of the plan, get them out of there.
  • Put a surcharge on some foreign goods to compensate for the lower manufacturing costs that firms enjoy by not doing manufacturing in the USA. These funds must go directly into the SS pot and not into the general fund.
I know there are a couple other ideas out there to easily help out the program, but they aren't jumping into my mind right now. So what else do you WW brainiacs have to contribute?


I'll bite.

I read your article and my reaction is meh. Pay young people a bonus now? From where? The SS trust, draining it further? And creating yet another layer of reporting and record keeping for decades to come? Double meh.

As to your ideas, yes to raising the income cap further to collect more revenue. F-everyone who makes over $176,100 (the 2025 earnings cap). Pay up buddy. Easier to pass than a general income tax increase (which should also happen, F you multimillionaires and billionaires).

Not on your list, but hell no to the notion of not taxing SS benefits (I know, we already got taxed on the underlying wages through the years). BUT, do raise the minimum threshold of I believe $25,000 that starts subjecting you to SS taxation. People that totally rely on SS to live shouldn't be taxed on it. And most already don't, as the average SS check is less than $25K/year.

On your foreign goods surcharge? You mean tariffs on foreign goods? Talk about an accounting nightmare. Who is going to track and allocate that? I thought we wanted to reduce government, not make it bigger. Debate tariffs all you want, but let's not get into to where the alleged money goes.

As far as further increasing the retirement age by "several years", I'm not a fan. Bump the age 62 early withdrawal by a year or so, fine. But the normal SS retirement age is now 67. Keep creeping it up by a couple months/year, fine. But say you started working at 22. At age 67 you will or could have worked for 45 years. That should be enough to qualify for full SS.

Finally, all of us know (and I'm being kind here to the mouth breathers on this board) that the SS trust fund does not actually exist. It is simply an IOU from the government, who has thrown SS taxes into the general fund all the way along and booked it as a "trust fund". So now that we are depleting this imaginary trust fund, all we are doing is having to raise other taxes or reduce expenditures elsewhere or just borrow more money (Option C is what we are doing).
 
Okay, so we have all known for many, many years that the Social Security program is in trouble. Unfortunately, our elected leaders (of BOTH parties) never have had the balls to actually address the problem, afraid that they will lose votes in the next election. Especially when several contributions to the issue are so simple and are clearly known. I will throw a few of the possible solutions to the problem out there, and refer you to the linked article for a couple different approaches that I have never seen before. His ideas look like attractive and reasonable to me.
  • Eliminate the annual contribution cap so that those people that are doing well contribute the same % on ALL earned income.
  • Include options and bonuses in the income that must contribute to SSI. (bonuses may be included already, not sure)
  • Date of first possible SS withdrawals MUST be moved out several years, as the average age of death has gone from ~65 to 78-80.
  • Date for full SS benefits must also be moved out.
  • Eliminate people working under the table, get more workers contributing to the plan.
  • If there are any benefits being paid out for any reason other than the original intention of the plan, get them out of there.
  • Put a surcharge on some foreign goods to compensate for the lower manufacturing costs that firms enjoy by not doing manufacturing in the USA. These funds must go directly into the SS pot and not into the general fund.
I know there are a couple other ideas out there to easily help out the program, but they aren't jumping into my mind right now. So what else do you WW brainiacs have to contribute?


Social Security the way it was set up was always going to be an issue because of the population disparity from the various generations. Not sure it can adequately be fixed. Expecting Trump to fix it is a bold strategy though. The guy who shits on golden toilets and appoints his highly unqualified family and friends in admin positions probably isn’t going to be a miracle worker for elderly folks living on a couple thousand a month.
 
Well, the first thing they can do is quit 'borrowing' from the Social Security Trust Fund to pay for expenditures by the US Government for things like, well, endless wars and "asylum seekers" (cough cough).

But that would end the Fed. And the banksters and military industrial complex fat cats don't want that.
 
I'll bite.

I read your article and my reaction is meh. Pay young people a bonus now? From where? The SS trust, draining it further? And creating yet another layer of reporting and record keeping for decades to come? Double meh.

As to your ideas, yes to raising the income cap further to collect more revenue. F-everyone who makes over $176,100 (the 2025 earnings cap). Pay up buddy. Easier to pass than a general income tax increase (which should also happen, F you multimillionaires and billionaires).

Not on your list, but hell no to the notion of not taxing SS benefits (I know, we already got taxed on the underlying wages through the years). BUT, do raise the minimum threshold of I believe $25,000 that starts subjecting you to SS taxation. People that totally rely on SS to live shouldn't be taxed on it. And most already don't, as the average SS check is less than $25K/year.

On your foreign goods surcharge? You mean tariffs on foreign goods? Talk about an accounting nightmare. Who is going to track and allocate that? I thought we wanted to reduce government, not make it bigger. Debate tariffs all you want, but let's not get into to where the alleged money goes.

As far as further increasing the retirement age by "several years", I'm not a fan. Bump the age 62 early withdrawal by a year or so, fine. But the normal SS retirement age is now 67. Keep creeping it up by a couple months/year, fine. But say you started working at 22. At age 67 you will or could have worked for 45 years. That should be enough to qualify for full SS.

Finally, all of us know (and I'm being kind here to the mouth breathers on this board) that the SS trust fund does not actually exist. It is simply an IOU from the government, who has thrown SS taxes into the general fund all the way along and booked it as a "trust fund". So now that we are depleting this imaginary trust fund, all we are doing is having to raise other taxes or reduce expenditures elsewhere or just borrow more money (Option C is what we are doing).
The ss trust fund is a real thing with almost 3 trillion dollars invested in special issue us treasury bonds. Actual money, actual investments just like any other account invested in us treasury bonds.

The cowardice in congress that stretch mentioned is real, because the simplest fix is to raise the tax. I believe each share of the rate between employer and employee is 7.5%? It hasn't been raised in 30 years. That's all I have to say about that
 
Well, the first thing they can do is quit 'borrowing' from the Social Security Trust Fund to pay for expenditures by the US Government for things like, well, endless wars and "asylum seekers" (cough cough).

But that would end the Fed. And the banksters and military industrial complex fat cats don't want that.
Or PPP money which I suspect your clients received but didnt pay back. Or the bank bailouts . Bush 720 billion in TARP. How much dod Trump spend on covid ....

Not to mentikn the tax cuts . What do traders on wall street pay in tax ?
 
The ss trust fund is a real thing with almost 3 trillion dollars invested in special issue us treasury bonds. Actual money, actual investments just like any other account invested in us treasury bonds.

The cowardice in congress that stretch mentioned is real, because the simplest fix is to raise the tax. I believe each share of the rate between employer and employee is 7.5%? It hasn't been raised in 30 years. That's all I have to say about that
Ok, so where did this borrowed money go? To help finance the overall federal budget. And what source will the US govt tap to pay this "debt"? Um, through the overall federal budget. So the US gov't "borrowed" this money, spent it elsewhere and gave SS a big IOU in the form of US treasury bonds. None of which really matters. People pay in, benefits go out. If more goes out than comes in, SS becomes a partially subsidized program. As opposed to all the fully subsidized social programs that generate nothing but expenditures. No revenues.
 
Okay, so we have all known for many, many years that the Social Security program is in trouble. Unfortunately, our elected leaders (of BOTH parties) never have had the balls to actually address the problem, afraid that they will lose votes in the next election. Especially when several contributions to the issue are so simple and are clearly known. I will throw a few of the possible solutions to the problem out there, and refer you to the linked article for a couple different approaches that I have never seen before. His ideas look like attractive and reasonable to me.
  • Eliminate the annual contribution cap so that those people that are doing well contribute the same % on ALL earned income.
  • Include options and bonuses in the income that must contribute to SSI. (bonuses may be included already, not sure)
  • Date of first possible SS withdrawals MUST be moved out several years, as the average age of death has gone from ~65 to 78-80.
  • Date for full SS benefits must also be moved out.
  • Eliminate people working under the table, get more workers contributing to the plan.
  • If there are any benefits being paid out for any reason other than the original intention of the plan, get them out of there.
  • Put a surcharge on some foreign goods to compensate for the lower manufacturing costs that firms enjoy by not doing manufacturing in the USA. These funds must go directly into the SS pot and not into the general fund.
I know there are a couple other ideas out there to easily help out the program, but they aren't jumping into my mind right now. So what else do you WW brainiacs have to contribute?


Term limits
 
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Another idea:

Take away the congressional retirement and put them in SS too. They’ll get it fixed inside a year.

But seriously…best ways to increase its solvency:
Increase the revenue. Bump the rate from 7.5 to 9, and remove the income cap.
Decrease the outlay, not by changing eligibility dates, but by changing income eligibility. People who already have money from other sources get less SS payout based on their income level.
Yes…I’m saying the wealthy pay into it and maybe get nothing - or not much - out of it. Why? Because they don’t need it and because they can.
 
Well, the first thing they can do is quit 'borrowing' from the Social Security Trust Fund to pay for expenditures by the US Government for things like, well, endless wars and "asylum seekers" (cough cough).

But that would end the Fed. And the banksters and military industrial complex fat cats don't want that.

Ok, so where did this borrowed money go? To help finance the overall federal budget. And what source will the US govt tap to pay this "debt"? Um, through the overall federal budget. So the US gov't "borrowed" this money, spent it elsewhere and gave SS a big IOU in the form of US treasury bonds. None of which really matters. People pay in, benefits go out. If more goes out than comes in, SS becomes a partially subsidized program. As opposed to all the fully subsidized social programs that generate nothing but expenditures. No revenues.
It's money we owe ourselves. Not really a problem.

When more goes out then comes in, as has happened a few times in the last few years due to recessions, those T-bills are redeemed to make up the difference. Then it generally gets replenished during more robust economic cycles through contributions and other investments.
 
Another idea:

Take away the congressional retirement and put them in SS too. They’ll get it fixed inside a year.

But seriously…best ways to increase its solvency:
Increase the revenue. Bump the rate from 7.5 to 9, and remove the income cap.
Decrease the outlay, not by changing eligibility dates, but by changing income eligibility. People who already have money from other sources get less SS payout based on their income level.
Yes…I’m saying the wealthy pay into it and maybe get nothing - or not much - out of it. Why? Because they don’t need it and because they can.
Naw to your last paragraph. That would be a great way for the GOP to further attack the program by targeting it as welfare. Taihtsat
 
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It's money we owe ourselves. Not really a problem.

When more goes out then comes in, as has happened a few times in the last few years due to recessions, those T-bills are redeemed to make up the difference. Then it generally gets replenished during more robust economic cycles through contributions and other investments.
Ok, follow me now. "Those T-bills are redeemed". With what money? Other tax dollars, or other borrowing that adds to the federal debt that will allegedly be paid with future tax dollars. It is not money we owe ourselves. It is money that is owed to the T-bill holders. China for instance. :) We just call those T-bills the SS trust fund on paper. They are, in reality, no different than all the rest of the US debt.
 
You wonder why this forum is dead? Look no further than blue hair threads like this.
You can leave anytime. Bye. :) Then go look at most of the Rivals boards out there and tell me whose forum is dead. And those that are alive are subscriber-only. And my hair is salt and pepper, not blue. Still more pepper than salt. No gray in my pubes either. Scrotum is another story. Isn't it funny how your beard starts going gray before your hair? Same with your nether regions. The gray starts down below.

Have some respect for your elders. And your betters.
 
Ok, follow me now. "Those T-bills are redeemed". With what money? Other tax dollars, or other borrowing that adds to the federal debt that will allegedly be paid with future tax dollars. It is not money we owe ourselves. It is money that is owed to the T-bill holders. China for instance. :) We just call those T-bills the SS trust fund on paper. They are, in reality, no different than all the rest of the US debt.
They are not usual T-bills. They are referred to as "special issue".

Plus, screw the deficit. Dick Cheney nailed it all those years ago when he said something to the affect that defects don't matter. They really don't. Taihtsat
 
You can leave anytime. Bye. :) Then go look at most of the Rivals boards out there and tell me whose forum is dead. And those that are alive are subscriber-only. And my hair is salt and pepper, not blue. Still more pepper than salt. No gray in my pubes either. Scrotum is another story. Isn't it funny how your beard starts going gray before your hair? Same with your nether regions. The gray starts down below.

Have some respect for your elders. And your betters.
That was an odd little tangent. Taihtsat
 
They are not usual T-bills. They are referred to as "special issue".

Plus, screw the deficit. Dick Cheney nailed it all those years ago when he said something to the affect that defects don't matter. They really don't. Taihtsat
That was an odd little tangent. Taihtsat
Don't talk about yourself that way! :)

And hey he started it by calling me a blue hair.
 
Okay, so we have all known for many, many years that the Social Security program is in trouble. Unfortunately, our elected leaders (of BOTH parties) never have had the balls to actually address the problem, afraid that they will lose votes in the next election. Especially when several contributions to the issue are so simple and are clearly known. I will throw a few of the possible solutions to the problem out there, and refer you to the linked article for a couple different approaches that I have never seen before. His ideas look like attractive and reasonable to me.
  • Eliminate the annual contribution cap so that those people that are doing well contribute the same % on ALL earned income.
  • Include options and bonuses in the income that must contribute to SSI. (bonuses may be included already, not sure)
  • Date of first possible SS withdrawals MUST be moved out several years, as the average age of death has gone from ~65 to 78-80.
  • Date for full SS benefits must also be moved out.
  • Eliminate people working under the table, get more workers contributing to the plan.
  • If there are any benefits being paid out for any reason other than the original intention of the plan, get them out of there.
  • Put a surcharge on some foreign goods to compensate for the lower manufacturing costs that firms enjoy by not doing manufacturing in the USA. These funds must go directly into the SS pot and not into the general fund.
I know there are a couple other ideas out there to easily help out the program, but they aren't jumping into my mind right now. So what else do you WW brainiacs have to contribute?


Not Borrowing money from social security general fund, and not using those funds for other things, and then not be in position where then have to pay the social security general fund back.

Semi conservatively invest social security govt funds in bonds, stocks, mutual funds, money market funds, CD's, trust funds, etc, by experts that have years of successful experience.

Have a opt in, opt out option of workers, social security recipients being allowed to invest their social security via a government market, investor, investment adviser. That if done smartly would lead to bigger nest egg, retirement eggs, and less social security needed.

Have a flatter, fairer tax system. If have a 2% flat tax, where everybody pays 2% of their income, where everybody has skin in the game, where even the homeless person with their android smart phone, and $500 a year income, pays 2% flat tax that 2% of $500, where Billionaire's, millionaires, 750k a year pays 2% of Billions, millions, 750k, then that alone would balance budget, pay off debt, and have enough to do whatever want, need, fund SS, etc, and still have leftover to spare.

Have a dead money tax. That is a Tax where if 850k, millionaires, Billionaire's, either inherit money, and then never spend it, never start a business, never create jobs, and or if millionaires, Billionaire's, invest all money overseas, where it never taxed, and or put all money in tax free banks like in cayman islands, etc, then they owe, pay a dead money tax. Dead money is money that never spent, never invested, never pays taxes, etc.

Have a job creation tax break. If you create jobs, that pay a reasonable wage, and if those job workers also pay taxes, etc, then you get a tax cut, break, loophole.

Have CD's, 401k's, Bonds, etc, have a extremely small to very small to small, reasonable Social Security Tax.

Manage the Federal Reserve, Inflation rate better, and better the economy, so that have more people with more money, paying more social security taxes.

Have a very ultimate extremely small social security tarif like tax to those like China, Japan, Germany, France, South Korea, Taiwan, Brazil, Mexico, etc, that trade, sell, export stuff to USA.

Have it so that extremely filthy rich philanthropist can make voluntary Charitable donations to Social Security Fund. Such Donation would be tax deductible, and lead to extremely slightly less taxes, paid by those people, and tax breaks, loopholes to those people that donate big enough amounts(hundreds of thousands, millions, etc, of dollars)

Make it so that the rule on USA govt, not being able to start up, own, operate a business, would be changed to the Govt can, could, would open up, start, operate a PROFITABLE business, run by competent govt leaders. Profits would first goto Social Security funds, then reinvested back into business, and then into govt budget.

Pay Down the Debt. There is high interest on USA Debt. If USA pays down Debt, then interest lower, and that would save up money that could be funneled to social security and other places.

Cut the Pork Barrel, Bridges to Nowhere, Grasshopper Research, etc, and the money saved from that can go into paying debt down, and go into social security, and other budget stuff.

Have ultimate extremely small, logical, reasonable tax cuts to the upper lower class, middle class, lower upper class, with tax breaks to very small business start ups, and job creators, that way people would have more money to spend more money, which stimulates economy, which creates more business, which creates more jobs, which creates more people with more money, that spend more money, rinse, wash, repeat, that have enough money to pay ultimate extremely small social security taxes. Sounds counter intuitive, but that's what Margaret Thatcher did to better the economy, budget, etc, for, in, UK, Britain, England, etc.

If Democrats, Republicans, USA Govt, did all these or just some of these suggestions, there would be plenty of money in Social Security.
 
Not Borrowing money from social security general fund, and not using those funds for other things, and then not be in position where then have to pay the social security general fund back.

Semi conservatively invest social security govt funds in bonds, stocks, mutual funds, money market funds, CD's, trust funds, etc, by experts that have years of successful experience.

Have a opt in, opt out option of workers, social security recipients being allowed to invest their social security via a government market, investor, investment adviser. That if done smartly would lead to bigger nest egg, retirement eggs, and less social security needed.

Have a flatter, fairer tax system. If have a 2% flat tax, where everybody pays 2% of their income, where everybody has skin in the game, where even the homeless person with their android smart phone, and $500 a year income, pays 2% flat tax that 2% of $500, where Billionaire's, millionaires, 750k a year pays 2% of Billions, millions, 750k, then that alone would balance budget, pay off debt, and have enough to do whatever want, need, fund SS, etc, and still have leftover to spare.

Have a dead money tax. That is a Tax where if 850k, millionaires, Billionaire's, either inherit money, and then never spend it, never start a business, never create jobs, and or if millionaires, Billionaire's, invest all money overseas, where it never taxed, and or put all money in tax free banks like in cayman islands, etc, then they owe, pay a dead money tax. Dead money is money that never spent, never invested, never pays taxes, etc.

Have a job creation tax break. If you create jobs, that pay a reasonable wage, and if those job workers also pay taxes, etc, then you get a tax cut, break, loophole.

Have CD's, 401k's, Bonds, etc, have a extremely small to very small to small, reasonable Social Security Tax.

Manage the Federal Reserve, Inflation rate better, and better the economy, so that have more people with more money, paying more social security taxes.

Have a very ultimate extremely small social security tarif like tax to those like China, Japan, Germany, France, South Korea, Taiwan, Brazil, Mexico, etc, that trade, sell, export stuff to USA.

Have it so that extremely filthy rich philanthropist can make voluntary Charitable donations to Social Security Fund. Such Donation would be tax deductible, and lead to extremely slightly less taxes, paid by those people, and tax breaks, loopholes to those people that donate big enough amounts(hundreds of thousands, millions, etc, of dollars)

Make it so that the rule on USA govt, not being able to start up, own, operate a business, would be changed to the Govt can, could, would open up, start, operate a PROFITABLE business, run by competent govt leaders. Profits would first goto Social Security funds, then reinvested back into business, and then into govt budget.

Pay Down the Debt. There is high interest on USA Debt. If USA pays down Debt, then interest lower, and that would save up money that could be funneled to social security and other places.

Cut the Pork Barrel, Bridges to Nowhere, Grasshopper Research, etc, and the money saved from that can go into paying debt down, and go into social security, and other budget stuff.

Have ultimate extremely small, logical, reasonable tax cuts to the upper lower class, middle class, lower upper class, with tax breaks to very small business start ups, and job creators, that way people would have more money to spend more money, which stimulates economy, which creates more business, which creates more jobs, which creates more people with more money, that spend more money, rinse, wash, repeat, that have enough money to pay ultimate extremely small social security taxes. Sounds counter intuitive, but that's what Margaret Thatcher did to better the economy, budget, etc, for, in, UK, Britain, England, etc.

If Democrats, Republicans, USA Govt, did all these or just some of these suggestions, there would be plenty of money in Social Security.

Have a govt run social security lottery almost same, same like, similar like unto the education lotteries that used to fund education, etc. Money would go to Social Security.

Have a ultimate extremely small car social security car tab fee, tax. The tax would be similar to how city, county, state governments have penny on the dollar tax increases to pay for Sports stadiums, etc, for professional ball clubs.

The revenue from such taxes would goto social security.
 
We also need to remember that SSI is under the Social Security umbrella. Talk about a program that is rife with wasteful spending...... ADHD is considered a disability under the program and many single poor mothers are riding that to a free payday. Its not just one child in the household that is receiving this benefit, its MULTIPLE. Also, people living on the streets, in jail, have under-the-table income, receive in-kind benefits from friends and family are all receiving these benefits. SSI goes well beyond the $967/mo (2025 rate) sent to these people. We're talking Medicaid eligibility, food stamps, rent subsidies and/or free housing. The amount of benefits doled out to people who refuse to work is absolutely mind-boggling? But hey, as long as you feel good about keeping people in chained to poverty, lets keep the bene's rolling.
 
We also need to remember that SSI is under the Social Security umbrella. Talk about a program that is rife with wasteful spending...... ADHD is considered a disability under the program and many single poor mothers are riding that to a free payday. Its not just one child in the household that is receiving this benefit, its MULTIPLE. Also, people living on the streets, in jail, have under-the-table income, receive in-kind benefits from friends and family are all receiving these benefits. SSI goes well beyond the $967/mo (2025 rate) sent to these people. We're talking Medicaid eligibility, food stamps, rent subsidies and/or free housing. The amount of benefits doled out to people who refuse to work is absolutely mind-boggling? But hey, as long as you feel good about keeping people in chained to poverty, lets keep the bene's rolling.

Medicaid, food stamps, rent subsidies, etc, is DSHS, Welfare, and is not social security, and is not what social security recipients automatically get.

Some SS qualify for Medicaid, food stamps, welfare, some dont.

SSI is a joint, combined, kind of disability fund, welfare, administered under SS. It is not traditional SS.

Yes there is some waste, abuse of SSI. But govt clamping down on that to prevent, stop more of that. But that said, it's almost impossible to stop all waste, abuse.

And shouldn't just cut, eliminate the program, as there is a legitimate need for the program for those that not wasting, abusing, that legibly on SSI.

What needs to be done is SSI needs to be split up, where those that legit disabled are administered under SS, and those that get SSI as temporary welfare are administrated under DSHS, SNAP, Welfare, etc.

Mild ADHD, ADD should not be grounds for Disability by itself. If it is, if that is happening, then that needs to stop.

That said more severe legit diagnosed ADHD, or Mild ADHD combined with other disabilities, like learning disabilities, autism, OCD, fetal alcohol syndrome, etc, should be grounds for SSI, SSDI.

I am a in between, that is between, right on borderline between being normal, and being just barely disabled.

I have Mild ADHD, Mild, extremely high functioning Autism, Mild learning disability, where it takes me 1.5 times longer, harder to learn, but once learn, have good learning memory, and had a mild stroke, and mild higher functioning occasional slower walking, mobility, semi problems occasionally.

Now that does not stop me from learning, working, getting jobs, communicating.

But that said, it is, can be HARDER for me, then for normal people, and because I am a in betweener, I come across as normal, unless people know what to look for, recognize, etc, and because of that people have higher expectations, standards that's harder, but not impossible for me to meet then normal people.

It's still a disadvantage, that I have to try to turn into a advantage somehow.

This means that sometimes I'm going to find work easily. Sometimes it will be hard to find work. Sometimes it will be easy for me to keep a job. Sometimes it will be hard for me to keep a job. Sometimes I will be unemployed because of my disability.

I'm sure that there are those that say, will say that I should not get SSDI, SSI, etc.

I'm sure that some would advocate getting rid of SSI, SSDI, not realizing that it would hurt a lot of people like me, just to stop the relative few bad apples comparatively to the many more that not bad apples, that abuse SSI, SSDI, that get SSI, SSDI that should not get SSDI, SSI.

Getting RID of SSI, SSDI, Medicaid, food stamps, etc, is NOT the answer, solution.

The Work First Program, ticket to work program, allowing incentives where recipients can keep some money and not lose all money if work, so that they can stabilize, get better jobs, climb the employment progression, promotion ladder, start a business, get enough money until they don't need SSI, SSDI, Welfare, etc, anymore, because they have learned how to fish, and are fishing, and are taken off SSI, SSDI. Welfare, is the solution, way to go.

That would admittedly cost more on Front End, but would save more on Back End, as those that helped to be able to fish. would be able to provide for themselves, and would pay taxes.

But currently those that seek to get off government Dole, are PUNISHED by the system, and so turn down part time minimum wage jobs, because they will lose their SSI. SSDI, Welfare, etc, and their part time minimum wage job won't pay for Apt, food, Electricity. Bills, etc, and they be homeless, and so they turn down the job, stay on Dole, and stay in their subsided Apts.

A Example of this:

A friend of mine turned down a $3333 per month security Guard job offer, because his caseworker told him that if he took the job, he would lose his money, and would lose his job, be homeless on the street. She said, told him that, did that to manipulate him because WA gets federal matching dollars for everyone on Dole, and if a person gets off the Dole, then WA gets less money, caseworkers lose their jobs, etc.

These problems needs to be fixed through REFORM, EFFECTIVE, COMPETENT SOLUTIONS, and not just ending the programs, which would hurt people that legibly on those programs.

That said, since I am Employed at Subway, and will be employed again once I move down to Phoenix, AZ to be closer to daughter, if I a disabled person can do it, this, then others can to, and those that don't are either lazy, or have given up hope, quit, etc
 
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Okay, so we have all known for many, many years that the Social Security program is in trouble. Unfortunately, our elected leaders (of BOTH parties) never have had the balls to actually address the problem, afraid that they will lose votes in the next election. Especially when several contributions to the issue are so simple and are clearly known. I will throw a few of the possible solutions to the problem out there, and refer you to the linked article for a couple different approaches that I have never seen before. His ideas look like attractive and reasonable to me.
  • Eliminate the annual contribution cap so that those people that are doing well contribute the same % on ALL earned income.
  • Include options and bonuses in the income that must contribute to SSI. (bonuses may be included already, not sure)
  • Date of first possible SS withdrawals MUST be moved out several years, as the average age of death has gone from ~65 to 78-80.
  • Date for full SS benefits must also be moved out.
  • Eliminate people working under the table, get more workers contributing to the plan.
  • If there are any benefits being paid out for any reason other than the original intention of the plan, get them out of there.
  • Put a surcharge on some foreign goods to compensate for the lower manufacturing costs that firms enjoy by not doing manufacturing in the USA. These funds must go directly into the SS pot and not into the general fund.
I know there are a couple other ideas out there to easily help out the program, but they aren't jumping into my mind right now. So what else do you WW brainiacs have to contribute?




Some combination of lower benefit, at at an older age and with some portion of 401k funds having been utilized. Not sure how to make it work for folks getting pensions. Some type of application process for early distributions based on need (that will be administratively expensive, but not sure how else to do it). The general idea is utilizing your retirement funds first. The hard part is you old guys start filling your diapers at different ages, and of course not everyone is serious about retirement saving.
 
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