Completely agree with what you're saying. But the lynchpin of what I"m saying is, it isn't about who the Top Team is anymore. The debate will be, how is FAU, UCF, Boise State, etc in the Top 15 when they haven't played ANYONE, kind of thing. So FAU, UCF, Boise State will be in 15th place. Oklahoma will be in 16th and want to clear their name that some program like Boise State shouldn't be ahead of them.
Or when they DO get into the TOP 8, "How the hell did they get in?" kind of thing when Oklahoma had 3 loses but they were to... I don't know... 'Bama, Clemson and WSU. And FAU, UCF, Boise State had 1 lose and it was to... I don't know... a crappy UTEP team or something.
You mention "nobody cares about or really believes..." I think you aren't giving the whiners enough volume credit.
You are getting plenty of credit.