My man--- ToMAYto, ToMAto. It's called expanding your budget. Millionaires can do it, billionaires can do it.
Lets look at one flavor. A million bucks to various causes, even locally like Spokane, could make a significant difference to this community. Volunteers of America are in the process of building 2 shelters (1 for homeless children, 1 for homeless women). Transitions is ALWAYS in need. I'm always a fan of Salvation Army which isn't just a Christmas thing and it will stay local. Then lets talk about some military needs. The USO, The Semper Fi Fund, The Children of Fallen Patriots Foundation, I can go on and on. And all things I've never done before, thus expanding my budget. And if I want to get in on the ground floor, I can spend hundreds of thousands of dollars to help ONE cause, each year.
Then lets look at another flavor. I want a new boat. Travel in the off season a little more. I've always wanted to get my flying license and I'll need a plane, those aren't too expensive are they? ... the maintenance on those are a bitch and spendy as hell, I know that. I want to start a second business, wonder how much investment that would be if I wanted to remain in complete control? Never done any of that or I couldn't. Expanding my budget, easily.
IF I mixed a few of one flavor with the other, I can breach 1 mill in a heartbeat. So my man- I can think of a bunch of ways a 5 mill person is on the outside, while the 6mill guy is free to do it.